Myself is Muhammad Ilyas A hardworking and enthusiastic team player having 4 year are above banking experience. As CRO (Community Relationship Officer) and sell department, Group Loan, Individual loan, Gold Loan, Recover Loan installment amount on monthly basis. Assistant Call Center Officer (OG-III) in retail banking dealing the customer on phone call provide a help about bank Products, ATM Card Activation, ATM Card Pin Code Generation, take care ATM machines through online banking system. 1st April, 2015 to 22 December, 2017 as computer operator in Punjab Highway Department on work charge. Prepare Presentation of Ongoing & New projects of Highway Circle office Bahawalpur, Department Official letter, Estimates, Feasibilities, Email and other online Communication with other Govt Department.1st January 2018 to 30 september as CRO (Credit Risk Officer) verify before Disbursement loan appraisals after verification give approval for disbursement as per loan product policies. Try to Minimize Risk in loaning and maximize the business. Able to work well on own initiative and able to demonstrate the high levels of motivation required to meet the tightest of deadlines. Even under significant pressure, possesses a strong dedication and ability to perform effectively.